It's winter. It's cold. The streets are narrower, so working in front of my house is more dangerous. I have to shovel the snowbank beside the sidewalk, so I can pull a wheel off onto the sidewalk on the side of the car facing there. Jacking the car up is more of a pain in the ass in the winter, and there's more likelihood of it taking a fall, which is less than ideal.
Thankfully, my friend Greg has a garage with a lift. And he has air tools. He's graciously offered to let me use his lift. To save frustration and trips, I've ordered a complete set of pads and rotors from tirerack.com, so I'm ready for any replacements that happen. They're all wear parts anyway, so if I don't use them, I guess they'll just go on a shelf until I do.
But still annoying. So: remember to double check your brake pads and rotors each fall. I am careful about doing an oil change in October, and of course in early December I switch on the winter tires, so I won't need a rotation until April or so when the tires come off. So this is a lesson to me: double check the brakes and rotors in the fall, since swapping them in the winter is such a pain.